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» Home » Authors » Marjorie Salada

Marjorie Salada

Marjorie Salada is the owner of The Road to Debt Freedom, a blog that contains information on debt consolidation, debt counseling, debt settlement and how to manage credit card debt.
http://www.debtmanagement1.com

Articles by this Author

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» What is the Federal Work-Study Program?

By Marjorie Salada | Published 08/31/2006 | College and University | Rating:

The work-study program is a student aid program that is funded by the federal government. The federal work-study program provides jobs for college student as a way for them to make money to pay for the education expenses.

These students are placed, if possible, in jobs that are related to their field of study. When I was involved in the program, most of the work-study jobs were on campus and were the type of jobs where you were able to study while you were working, making it a win-win situation for both the employee and the employer.

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» Do You Take Responsibility for Your Finances?

By Marjorie Salada | Published 08/31/2006 | Credit Reports | Unrated

Part of eliminating your debts is taking responsibility for your finances. It is your name that is on your accounts and the bottom line is, it is you that the lender will call if your credit cared payment is not made on time. So just how much attention do you pay to that credit card statement when it comes in the mail each month?

Letus start with your checkbook.

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» Losing Weight Successfully

By Marjorie Salada | Published 08/29/2006 | Weight Loss | Unrated

There are many different factors that contribute to losing weight and being able to keep that weight off. Balance is an important factor in your weight loss plan. You will find people that have been successful at weight loss do not usually deprive themselves of foods that they like. The best way to deal with the situation is to have a small portion and the craving is gone.

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» Setting and Achieving Your Financial Goals

By Marjorie Salada | Published 08/29/2006 | Financial Planning | Unrated

Financial goals are something you are going to want to put in writing and at some point in time and if you have a partner, they should do the same. If you have a partner you are going to want to discuss your goals together to see how compatible these goals and desires are. If they are completely different, you will need to find a common ground that is going to work for both of you.

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» Tips for Being Successful After Gastric Bypass Surgery

By Marjorie Salada | Published 08/29/2006 | Wellness | Unrated

Having gastric bypass surgery is a big step and if you have prepared correctly for it, it has taken you a long time. Making the most of this new opportunity to be healthy should be very important to you. In order to make the most of your new life you are going to want to educate yourself as much as possible on what it takes to be successful at in your new life.

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» How Can I Repair My Credit?

By Marjorie Salada | Published 08/28/2006 | Personal Finance | Unrated

Congratulations! You realized you had a debt problem and you took the steps necessary to get those debts paid off. Now it is time to see what you can do about restoring your credit.

The best way to restore your credit is to apply for new credit and make your monthly payments on time. Over time, as you keep making your payments on time, you will see your credit score increase.

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» What is a Reverse Mortgage?

By Marjorie Salada | Published 08/28/2006 | Mortgage | Unrated

Reverse mortgages or becoming more readily available and popular as a financing option. These mortgages are generally used by older people who have accumulated a substantial amount of equity in their home. Most lenders require the borrower to be at least 62 years of age. Reverse mortgages are a good way for them to subsidize their retirement income.

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» Weight Loss and Staying Motivated

By Marjorie Salada | Published 08/28/2006 | Weight Loss | Unrated

Trying to lose weight has probably got to be the single most difficult thing in my life that I have tried to accomplish. Ask anyone else that has lost weight or tried to lose weight and I am sure that they will tell you the same thing. If it was easy, a larger percentage of people would be successful at it.

I think motivation is a major determining factor in how successful you are going to be at achieving your weight loss goals.

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» 5 Reasons Why Exercise is Essential for Weight Loss

By Marjorie Salada | Published 08/28/2006 | Nutrition | Unrated

Exercise is an essential part of weight loss. You may be able to lose some weight without exercising, but if you expect to reach your goal weight exercise is going to have to enter into the picture somewhere. Besides helping you lose weight, exercise helps you maintain your health in other ways.

1. Exercise Prevents Muscle Loss. Keeping your muscle may not seem important to you, but it should.

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» Credit Card Debt and Living Within Your Means

By Marjorie Salada | Published 08/24/2006 | Credit Reports | Unrated

Credit cards can be a blessing or a curse. It all depends on how you use them. They are great when you have an emergency or an unexpected expense. However, if you buy every new style of shoes that comes out or eat out 4 or 5 times a week you are likely to find yourself with mounting debt on those credit cards.

Credit card debt is on the rise in this country and reaching an all time high.

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